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Operating Loans

?Ideal if your business needs more than $50,000 in cash flow

An operating loan from ATB ????Business can help you balance and regulate your cash flow.

Take advantage of time-sensitive opportunities, or fill in while you wait for customers to pay you.?

Use your ATB operating loan to:?

  • Finance accounts receivable?
  • Cover daily operating expenses
  • Take advantage of supplier discounts and deals
  • Avoid late payment penalties
  • Reduce interest costs

A line of credit for operating ease, or when the unexpected happens


Use an ATB operating loan as a line of credit to optimize your day-to-day operations, or have it in place for when the unexpected happens. At ATB, here's how we make it convenient and affordable:

  • Revolves automatically, no need to re-apply
  • Interest is only compounded on the amount you use
  • Variable interest rate
  • Secured with inventory and receivables
  • Up to 75% for financing
  • Flexible repayment terms

If your borrowing needs are under $50,000, consider an ATB MasterCard. For more information on the right solution for your business, contact an ATB business expert now.?????????????????????????

Business problem? We have solutions. Call the ATB Business Banking Centre at

Mastercard is a registered trademark of Mastercard International Incorporated, used under license by ATB Financial.????????????

Business problem? We have solutions. Call the ATB Business Banking Centre at 1-800-332-8383


Start the conversation with an ATB Agriculture Expert

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